Pay with a contactless bank card or phone, use the Underground and the buses, and walk more than the tube map suggests.
Transport for London divides the network into fare zones 1 to 9, and the zones a journey touches set its price. Fares are charged at the peak rate on Monday to Friday between 06:30 and 09:30 and between 16:00 and 19:00, and off-peak at all other times, with the touch-in time deciding which applies. Tube, DLR, London Overground, Elizabeth line and most National Rail services inside London share one fare system, so a visitor rarely has to think about which operator runs the train.
Capping is the reason no visitor needs a travelcard. Pay as you go with the same card or device all day and TfL stops charging once the daily cap is reached: for 2026 the adult cap for Zones 1-2 is £8.90, peak or off-peak, and £16.30 for Zones 1-6, with a Monday-to-Sunday cap of £44.70 on Zones 1-2. Buses and trams cap separately and much lower — a single adult bus fare is £1.75 with a £5.25 daily cap, and the Hopper fare allows unlimited bus and tram journeys within an hour of touching in for that one £1.75. An Oyster card does the same job; contactless simply saves buying one.
Buses are slower than the Underground and better for seeing anything. They are the only mode where a visitor watches the city go past, and on short central hops they often win outright.
The Elizabeth line changed the geography of central London when it opened. It runs east-west deep beneath the centre, stopping at Paddington, Bond Street, Tottenham Court Road, Farringdon, Liverpool Street and Canary Wharf, and it reaches Heathrow directly. Its trains are longer and less frequent than a tube line's but far faster across the middle of the city.
Walk more than the map implies. The Underground diagram is a schematic, not a scale drawing, and central stations sit far closer together on the ground than on paper — Covent Garden to Leicester Square is a famously short walk between two stations one stop apart, and Bank, Monument, St Paul's and Cannon Street are all within a few minutes of each other. A journey of one or two stops in Zone 1 is usually quicker on foot than down the escalators and back up.
Airports are the part visitors underestimate. Heathrow is the closest by rail: the Piccadilly line reaches central London in about fifty minutes and runs between 05:00 and 23:30, while Heathrow Express covers Paddington to Terminals 2 and 3 in fifteen minutes. Gatwick, Stansted and Luton are outside London entirely and are reached by mainline rail from Victoria, Liverpool Street and St Pancras respectively, each of them a train ride of half an hour or more before the London journey even starts. Budget for the connection at the London end as well as the train, and never plan a same-morning arrival against a fixed booking.
Checked 2026-08-26